Legal Terms and Conditions
Welcome to the GWL Investment Management (GWLIM) website. GWLIM is an investment management division of GLC Asset Management Group Ltd. (GLC). Use of this website is governed by the following terms and conditions. Please read these terms and conditions carefully before accessing this site, as by accessing this site you will be deemed to have agreed to them. These terms and conditions are subject to change without notice to you, so we recommend that you review them regularly. If you do not agree with these terms and conditions, do not access this site.
The privacy policy covers the treatment of personally identifiable information collected by GLC servers during your visits to this site. This privacy policy is subject to change without notice to you, so we recommend that you review it regularly. By accessing this site you acknowledge that you have read and understand this privacy policy as amended from time to time.
Limited license and use
GLC is the Canadian portfolio management subsidiary of The Great-West Life Assurance Company. GLC grants you a limited license to display the contents of this site on the computer or other electronic device you use to access this site, and print, download and use the materials on this site solely for non-commercial, personal or educational purposes, provided that the contents of this site are not modified in any way and that all copyright and other notices are maintained. You agree not to, directly or indirectly, attempt or actually disrupt, impair or interfere with, alter, or modify this site or any of its content.
This site is for general information purposes only and is not intended to provide you with any personalized financial, insurance, legal, accounting, tax or other professional advice. You will not rely on this site as a substitute for independent research or for personal advice.
Nothing on this site constitutes an offer to buy or sell products or services of GLC or its affiliated companies. All products and services are subject to the terms and conditions of any applicable contracts and applicable laws. GLC products and services and those of its affiliates are available only in jurisdictions where they may be lawfully offered for sale in Canada.
The use and content of this site, including the terms and conditions of use and Privacy Policy shall be governed by the laws of the Province of Ontario and the laws of Canada applicable therein and you agree to attorn to the jurisdiction of the courts of the Province of Ontario.
If you are accessing this site on behalf of another party, you confirm you are authorized to do so, and agree you shall be liable and will indemnify and hold harmless GLC in the event the party you are acting on behalf of claims you did not have such authority.
No endorsement or approval of any third party or their statements, opinions, information, products, or services is expressed or implied by the contents of this site. To the extent any third party opinions or information are included on this site, they are provided for convenience only and GLC assumes no liability and does not approve or endorse such third party content, or warrant such content to be accurate, complete, reliable, verified, error free, or fit for any purpose.
GLC may utilize third party service providers to provide certain tools and/or programs, some of which may be housed on a third party server or on a site which has been independently developed by others. As such, while accessing this site you may be linked to such other third party servers. Access to other sites or use of any third party tools or programs on this site are subject to all terms and conditions found therein.
Privacy and Confidentiality
GLC, the Canadian portfolio management subsidiary of The Great-West Life Assurance Company, is committed to respecting the privacy and confidentiality of information it receives in accordance with Great-West Life's Privacy Guidelines, and applicable law. GLC has established and will continue to maintain reasonable safeguards to protect the security and confidentiality of personal information. However, you acknowledge and confirm that the Internet is not a secure medium where privacy and confidentiality can be guaranteed and that complete security and confidentiality of transmissions to and from this site over the Internet is not possible at this time. Your confidential use of this site cannot be guaranteed and you acknowledge that your use of this site (including information you transmit to the site) may be subject to access or manipulation by, or disclosure to, third parties. Without limiting any other disclaimer herein, GLC and its affiliates shall not be responsible or liable for any damages that you or any other person may suffer in connection with any such breach of privacy, confidentiality or security.
Communication with GLC: If you send GLC an email through our general inquiries email address, the email address you provide at registration will be used to contact you with our reply.
Remember that the security of email communication cannot be guaranteed at this time. Do not send private or confidential information to GLC via email (e.g., your Social Insurance Number, birthdate). Also, GLC will never send you an email message requesting personal information. Any such request is a fraudulent attempt by scam artists to gain your valuable personal information (a technique known as "phishing").
Marketing from GLC: You will not receive any marketing or advertisements from GLC at the email address you provide
Marketing from third parties: We will never sell your information to any third parties, or share it with any other organization for marketing purposes.
Tracking: As is further discussed in the traffic analysis section below, we won't use your personal information to track your personal movement within our website.
E-mail security
The security of email communication cannot be guaranteed at this time. Any person wishing to communicate or send information of a private or confidential nature to GLC or a third party is encouraged to do so by other means.
Cookies
"Cookies" are small items of data that websites store in your browser. These data files contain information the site can use to track and organize the pages you have visited, and to gather information. Some of our Web-based applications use "cookie" technology to measure site activity and tailor information to fit your personal interests. This helps us deliver a superior website experience that is designed to be fast, secure and personalized. GLC uses only "session" cookies; that is to say, cookies placed by GLC are deleted when you close your browser, further protecting your privacy and security.
Traffic analysis
GLC collects some limited information about your connection to the Internet. This information includes your computer's IP Address, which is your numerical address on the Internet that lets our servers know where to send the web pages you view. This information is collected to help measure traffic to our site and the performance of our servers, and to help diagnose problems when they arise. This information does not identify you personally, and all site analysis is performed on a strictly anonymous sample of the information collected.
Copyright
This site has been developed by and is the property of GLC. All information and materials contained on this site are protected by copyright, trademark and other intellectual property laws of Canada and other countries, and are the property of their respective owner(s). Subject to the limited license to use this site as described above, no person may copy, redistribute, reproduce or republish in any form, or link to this site or its contents in any manner whatsoever, including by way of hyperlinks or framing, unless that person has obtained the prior written consent of GLC. Any infringement of the rights of GLC may result in appropriate legal action.
Trademarks
GLC owns or has obtained the right to use by license or otherwise the trademarks, logos and domain names used on or in connection with the goods and services that it provides and displays on this site. The trademarks are protected by Canadian and foreign trademark laws. All rights reserved. The display of trademarks on this site shall not in any way be construed as an implied license to use such trademarks.
The following marks are used with permission or under license:
- Great-West Life and key logo are trademarks of the Great-West Life Assurance Company.
- Canada Life is a trademark of The Canada Life Assurance Company.
- London Life is a trademark of London Life Insurance Company.
- "Quadrus" and "Quadrus Group of Funds" are trademarks of Quadrus Investment Services Ltd.
General Disclaimer
The content of this site is provided for informational and educational purposes only and is subject to modification without notice to you. While information posted on this site is believed to be reliable and accurate at the time of posting, neither GLC nor any third party guarantee, represent or warrant that the information contained on this site is accurate, complete, reliable, verified, error-free, or fit for any purpose.
Nothing on this site forms a contract, or a part of any contract, other than as it relates to the use of this site. In the event of a conflict between the information contained on this site and the terms contained in any products or services offered by GLC or a third party, the terms of such products or services will prevail.
Neither GLC, nor any third party, make any representations or warranties, express or implied, regarding the usability or condition of this site, that this site will operate uninterrupted or error-free, or that this site will operate in combination with any services or software used in connection therewith or that it shall be viewed consistently with all browser software or that any communication transmitted to or from this site is private, confidential or secure.
GLC expressly disclaims all representations, warranties or conditions, express or implied, statutory or otherwise, including, without limitation, the warranties and conditions of merchantable quality and fitness for a particular purpose, non-infringement, compatibility, timeliness, security or accuracy, and any representations, warranties or conditions that may arise from a course of dealing or usage of trade.
You assume full responsibility for risk of loss of any nature whatsoever resulting from your use of this site. Without limiting the generality of the foregoing, you acknowledge and agree that none of GLC or any third party, or any of their directors, officers, employees or agents shall be liable to you for loss of data, computer time or any loss or damage of any nature whatsoever arising out of or attributable in any manner whatsoever to your use or inability to use this site for any reason whatsoever or to any action or inaction on the part of GLC or for any direct, indirect, special or consequential damages, even if GLC has been advised of the possibility thereof, including but not limited to lost profits, lost opportunities or business revenues, loss of goodwill, or failure to realize expected savings.
This site contains links to other sites which sites may or may not be maintained or controlled in any way by GLC. Links to such sites that are not maintained or controlled by GLC are provided for convenience only and are not to be construed as an endorsement by GLC or any other party of the products, services, advice or opinions or any other content of such sites. Access or use of sites to which links are provided are subject to the terms and conditions of such sites.
A description of the key features of the segregated fund policy is contained in the information folder. Any amount that is allocated to a segregated fund is invested at the risk of the policyowner and may increase or decrease in value.
In Quebec, advisor refers to a financial security advisor for individual insurance and segregated fund policies; and to an advisor in group insurance/annuity plans for group products.
Accessibility
We are committed to meeting the needs of all of our clients, and strive to provide our products and services in a way that respects the dignity and independence of people with disabilities. For more information on accessibility, or to provide feedback, please visit our parent company's website at
www.greatwestlife.com
More Information
For more information concerning the terms and conditions of use of this site or to request the authorization to reproduce or distribute the content of this site or any part thereof, email us at
glcinfo@glc-amgroup.com |
